OpenPay, the UK’s next-generation, interest-free Buy Now, Pay Later solution, has joined the Aero ecosystem as one of our BNPL partners. As more retailers prioritise flexible, responsible payment options, BNPL continues to be a major driver of average order value, customer satisfaction, and checkout conversion.
This partnership gives Aero retailers another powerful tool to elevate performance, reduce friction, and offer customers a payment experience that aligns with how they want to shop today.
What is BNPL?
Buy Now, Pay Later (BNPL) allows customers to split purchases into instalments over an agreed timeframe. While the BNPL landscape has grown rapidly in recent years, not all solutions operate with the same level of transparency or responsibility.
OpenPay takes a different approach. Responsibility is the foundation of its model:
Customers always make an upfront payment, encouraging considered purchasing.
Repayments are made in equal monthly instalments across 2–6 months.
There are no hidden fees and no interest, ever.
This gives retailers the conversion uplift of BNPL without the risks associated with “try before you buy” or deferred-payment behaviours that can drive returns.
Why OpenPay? A BNPL provider built for real financial wellbeing
OpenPay focuses on industries where structured, responsible instalments genuinely help customers manage larger purchases — retail, automotive, healthcare, home improvement, memberships, and education.
Customers benefit from:
Plans up to 6 months
Payments aligned with pay cycles
Interest-free instalments
No hidden fees
A customer service experience rated 4.9/5 on Trustpilot
OpenPay provides services to customers and merchants in the UK, Australia and New Zealand, as well as the US.
The benefits of OpenPay for Aero retailers
OpenPay is built with merchants in mind. Their model is specifically designed to support conversion, average transaction value, and long-term customer satisfaction:
Larger basket sizes
By helping customers overcome temporary cashflow barriers, retailers typically see a measurable uplift in ATV, especially for higher-ticket items.
Lower return rates
Because OpenPay requires an upfront payment, shoppers treat purchases more seriously. Some retailers see returns drop by up to 20%.
Instant, secure payouts
Retailers receive the full order value (minus fees) the next business day, giving them guaranteed cashflow.
Reduced fraud exposure
OpenPay handles customer checks and payment processing, protecting merchants from additional risk.
A unique customer demographic
OpenPay attracts homeowners, parents, pet owners, digital-natives, and responsible spenders, broadening retailers’ reach beyond typical BNPL audiences.
How to onboard OpenPay through Aero
Aero agencies and retailers can integrate OpenPay quickly and efficiently. Here’s how the process works:
1. Discuss suitability during discovery
Aero will recommend OpenPay as a BNPL option during retailer discovery sessions when it’s the right strategic fit.
2. Retailer contacts OpenPay to begin onboarding
Once a retailer is ready, they’ll speak directly with the OpenPay team to complete onboarding and due diligence.
3. Receive API credentials
After contracts are in place, OpenPay’s onboarding team generates the required API keys and securely provides them to the retailer (or to Aero, upon request).
4. Agency installs OpenPay via Agora
Integration is fast:
Install the OpenPay module using the Aero Commerce Agora package manager
Enter the credentials provided during onboarding
Configure the payment method in Aero Admin
And that’s it: OpenPay will be live and ready to support conversions the same day.
Add OpenPay to your payment options today
BNPL continues to grow as customers actively seek flexible, interest-free payment options—particularly for higher-consideration purchases. With OpenPay, retailers get the benefits of BNPL without the pitfalls of deferred-payment models.
This partnership gives Aero merchants:
A responsible, transparent BNPL option
A frictionless integration experience
A proven way to grow AOV and conversions
Merchant-first support from both teams
Ready to add OpenPay to your Aero store?
Whether you're an agency wanting to implement BNPL for your retailers or a merchant exploring flexible payment options, we’re here to help.
Get in touch with the Aero team to discuss whether OpenPay is the right fit for your checkout strategy.
Or learn more about OpenPay directly at openpay.co.uk
